About HouzezSG
HouzezSG was built for owners who want clearer property decisions, not louder sales talk.
Founder & Lead Adviser
Meet Thomas Koh
Thomas Koh is the founder of HouzezSG and a Singapore real estate agent with more than 15 years of experience. His focus is practical property guidance for owners who need to understand the numbers before making a move.
His current focus is the Upgrade Feasibility Review — a structured review for HDB owners assessing a next-home move, covering sale proceeds, CPF refund, loan structure, cash required, timing, and household priorities.
The HouzezSG Approach
Understand the numbers, map the timeline, weigh the trade-offs, then decide.
This matters most for HDB owners weighing an upgrade — where sale proceeds, CPF refund, loan structure, cash required, and timing all have to line up before a move is responsible.
Our Values
Straight advice before sales pressure
You get clear, practical guidance first. No pushy sales tactics.
Numbers before assumptions
We check feasibility, cash flow, and affordability before any recommendations.
Practical sequencing before emotional decisions
The order of your moves matters. We help you sequence safely.
Clear trade-offs, not hype
Every property move has pros and cons. We make sure you see both sides.
Get in Touch
Want to discuss your next-home move? Reach Thomas directly — a plain message is enough, no prefilled keyword, no obligation.
Thomas Koh · Huttons · Associate Senior Division Director · CEA Reg. No: R0118903 / R011935D